
HDB Resale Levy 2026: Who Pays, Amounts & When It Applies
The HDB resale levy reduces the subsidy on a second subsidised home. It does not apply simply because you sell a resale flat or buy private property.
HDB and home-living guides covering renovation rules, bulky-item disposal and practical household requirements.

Buying a resale HDB flat involves more than agreeing on a price. This checklist follows the official process from HFE and OTP to valuation, fees and completion.

HDB renovation rules set contractor requirements, permit periods and strict weekday limits for noisy demolition, drilling and tile cutting.

HDB residents can contact their Town Council for bulky-item removal, while regulated large appliances have separate take-back and e-waste routes.

Check HDB windows every six months, know what loose parts to look for, use approved contractors for window works and understand the safety penalties.

Inspect a new HDB flat before renovation with a practical room-by-room checklist and understand the 1-year DLP, reporting window and rectification process.

Understand HDB fire insurance requirements, 2024–2029 premiums, structural coverage, exclusions and how to purchase or renew your policy.

Who fixes HDB defects? See what the BSC handles during the one-year DLP, when a renovation contractor is responsible and what changes after the DLP.

Understand HDB air-con installation rules, permit conditions, electrical loading, installer requirements, placement and the 14-day report.